Ready to go on that vacation?
Vacations are expensive, the last thing you need to is to be hit with hidden charges or costs that aren't necessary.
There's no need to spend on added expenses if you inform yourself about all the coverage you already have. Here are some insurance related tips, suggestions, and ways that you may already be covered - with a little luck, it will save you some money.
- The first place you want to check is your rental car insurance. Often people think, it's covered by my credit card - but this isn't always as straight forward as you think. There are serious gaps in coverage on credit card plans. The good news? If you have your own personal car insurance - you may already have comprehensive coverage included in your current rates. Want to learn more? Read about it here where I cover all the different options in my post "The Road Leads to Adventure: What you need to know about car rental insurance".
- Because we insure home, car, travel insurance here, we know of all the different possibilities in making the right insurance choices, client's often double insure themselves, or take for granted they are covered when they are not. Check out this article/checklist of potential areas to save money , as well as some safety tips for when you travel: Things to take care of before you leave for your holidays.
- You can also check out my Vacation Planning tips on The 12 Most Savvy Travel Tips to Save Money and Make it Your Best Vacation Ever!
Being informed can save you a bundle. Take the time to read about these things, then talk to your insurance advisor - don't spend more money than you have to!
Here is a great video that gives an overview of some things to think about when deciding about travel insurance and what you need to do to prepare for a safe and happy holiday.
What is your plan for the insurance?
Your homeowner insurance policy, your automobile insurance policy, your employer's benefits plan and your own health insurance may cover you for more than you think.